Financing

Car leasing

Car leasing can be understood as a long-term rental agreement, at the end of which the leased asset transfers to the ownership of the lessee. By choosing to lease a vehicle, you can start using it immediately. During the leasing period, the leasing provider remains the owner of the vehicle, and the ownership rights of the vehicle transfer to the buyer upon full payment.

Every customer is important to us, so we approach each purchase request individually and assess which leasing option suits the customer best. Since we have different preferences, incomes, and obligations, each case is unique.

Leasing, similar to buying a new car, is relatively low-risk, as the terms and conditions set by the leasing provider mitigate most risks, and comprehensive insurance is mandatory.

Typically, residual value leasing is preferred. Why? Because it is the safest and most cost-effective financing option for the customer.

How does it work in practice?

The recommended residual value of the vehicle after 5 years from the commencement of the lease agreement is often at least 30% The initial down payment is 10%. Therefore, typically 60% of the vehicle’s value is financed through leasing.

What options do you have after 5 years?

The common scenario is that after 5 years, the market value of the vehicle is higher than the residual value set by the bank. That means at the end of the lease agreement, you have the option to sell the vehicle (with our assistance), return the remaining residual value to the bank, and use the proceeds as a down payment for a new vehicle. If you like the vehicle and do not wish to exchange it, you have the option to lease the remaining balance for a few more years or pay the entire amount at once. If you do not wish to keep the vehicle, it is not possible to do so, or if the residual value of the vehicle is higher than its market price, you can simply return the vehicle to the seller and purchase a new one.

Choose an environmentally friendly electric vehicle and save on monthly expenses with green leasing. We are confident that you will find a green leasing offer from our partner banks!

Interest rates starting from 1.49% Down payment starting from 0%* Lease term up to 6 years* You can find the offers here:

You can find offers here:

*Up to 6 months of business life for commercial leasing offers.

If you could not find your home bank or you want to use the services of another bank, contact us and we will solve it for you.